Quality in – Quality out

After the financial crisis regulators around the globe issued numerous new rules to protect investors. Main reason was to ensure that characteristics and risks of financial products are transparent and unambiguously communicated to clients by financial institutions. The risk of investing in a certain financial product (product risk) is usually calculated based on its market, credit and liquidity risk. While underestimating product risk can entail compliance issues, at the same time an overly risk-averse assessment of product risk can lead to a limited product offering and lost business opportunities. TALOS exhibits valuable experience in analysing, scoping and implementing such risk rating solutions for banks